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Best credit cards for Gas Bill in India (June 2026)

MCC 4900Up to 25% effective8 cards ranked

The Airtel Axis Bank Credit Card earns 25% effective return on Gas Bill. 7 other cards rank below.

Cards ranked for Gas Bill

By effective return
cashback · category rule
25%
cap: none
Verified
cashback · category rule
5%
cap: none
Verified
cashback · base rate fallback
5%
cap: ₹2,000/mo
Verified
cashback · category rule
5%
cap: ₹500/mo
Verified
reward points · category rule
5%
cap: none
Verified
cashback · base rate fallback
3.8%
cap: ₹5,000/mo
Approximate
reward points · base rate fallback
3.3%
cap: none
Approximate
reward points · base rate fallback · excl. rent, fuel, wallet load, tax, emi, education, govt
3.3%
cap: none
Verified

How rewards work at Gas Bill

Gas Bill is a utilities platform in India. Card networks route most Gas Bill purchases as MCC 4900, which is how reward rules decide whether a transaction qualifies. No card has a Gas Bill-specific reward right now, so the best return comes from cards that pay well on utilities as a category, led by the Airtel Axis Bank Credit Card at 25%.

What you would earn

Example calculation
A ₹1,200 order at Gas Bill
₹300 reward
Airtel Axis Bank Credit Card, 25% effective cashback.

Frequently asked

3 questions
Which credit card earns the most rewards at Gas Bill?
The Airtel Axis Bank Credit Card earns 25% effective return on Gas Bill, the highest of the 8 cards Tapwise tracks at this merchant.
What MCC code does Gas Bill use?
Gas Bill is routed by card networks as MCC 4900. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update Gas Bill reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.

Other utilities merchants

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