All merchants
Cards ranked for LIC
By effective returnreward points · base rate fallback · excl. rent, fuel, wallet load, tax, emi, education, govt
3.3%
cap: none
Verifiedreward points · base rate fallback · excl. rent, fuel, wallet load, tax, emi, govt
2.7%
cap: none
VerifiedHow rewards work at LIC
LIC is a insurance platform in India. Card networks route most LIC purchases as MCC 6300, which is how reward rules decide whether a transaction qualifies. No card has a LIC-specific reward right now, so the best return comes from cards that pay well on insurance as a category, led by the ICICI Bank Emeralde Private Metal at 6%.
What you would earn
Example calculationA ₹1,200 order at LIC
₹72 reward
ICICI Bank Emeralde Private Metal, 6% effective reward points.
Frequently asked
3 questionsWhich credit card earns the most rewards at LIC?
The ICICI Bank Emeralde Private Metal earns 6% effective return on LIC, the highest of the 8 cards Tapwise tracks at this merchant.
What MCC code does LIC use?
LIC is routed by card networks as MCC 6300. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update LIC reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.