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Cards ranked for Ajio
By effective returnmiles · base rate fallback · excl. rent, fuel, utility, insurance, wallet load, education, govt payments
7%
cap: none
VerifiedHow rewards work at Ajio
Ajio is a e-commerce platform in India. Card networks route most Ajio purchases as MCC 5651, which is how reward rules decide whether a transaction qualifies. No card has a Ajio-specific reward right now, so the best return comes from cards that pay well on e-commerce as a category, led by the Kotak Mahindra Bank Myntra at 10%.
What you would earn
Example calculationA ₹1,200 order at Ajio
₹120 reward
Kotak Mahindra Bank Myntra, 10% effective cashback. Once you cross ₹500 of reward this month, the rule stops paying.
Frequently asked
3 questionsWhich credit card earns the most rewards at Ajio?
The Kotak Mahindra Bank Myntra earns 10% effective return on Ajio, the highest of the 8 cards Tapwise tracks at this merchant. Reward is capped at ₹500 per month.
What MCC code does Ajio use?
Ajio is routed by card networks as MCC 5651. Reward rules use the MCC to decide whether a transaction qualifies for a category-level reward.
How often does Tapwise update Ajio reward data?
Reward rules are re-checked weekly against issuer documents. The "verified" badge on a card means the rule was hand-reviewed; "approximate" means our team is still finalising it and we use conservative defaults so users see at least as much reward as we promise.